Terms & Conditions

Last updated: January 2025

Welcome to What If. By accessing or using our website and services, you agree to be bound by these Terms & Conditions. Please read them carefully.

1. Acceptance of Terms

By using What If ("the Service"), you agree to these Terms & Conditions. If you do not agree, please do not use the Service.

2. Description of Service

What If is an educational tool that calculates hypothetical investment returns based on historical market data. The Service allows users to:

• View historical price data for stocks and cryptocurrencies
• Calculate hypothetical returns on past investments
• Share results on social media platforms

3. Not Financial Advice

Important: The Service is for informational and educational purposes only. Nothing on this website constitutes financial, investment, legal, or tax advice. The calculations shown are hypothetical and based on historical data.

Past performance does not guarantee future results. You should consult with qualified professionals before making any investment decisions.

4. Accuracy of Data

While we strive to provide accurate historical data, we make no warranties regarding the accuracy, completeness, or reliability of any information displayed. Data is sourced from third-party providers and may contain errors or delays.

5. User Responsibilities

You agree to:

• Use the Service only for lawful purposes
• Not attempt to disrupt or interfere with the Service
• Not use automated systems to access the Service excessively
• Not misrepresent the nature of the Service when sharing results

6. Intellectual Property

All content, design, graphics, and code on this website are owned by What If and protected by intellectual property laws. You may not copy, modify, or distribute our content without permission.

7. Third-Party Links

The Service may contain links to third-party websites. We are not responsible for the content or practices of these external sites.

8. Limitation of Liability

To the maximum extent permitted by law, What If and its operators shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Service, including but not limited to financial losses from investment decisions.

9. Indemnification

You agree to indemnify and hold harmless What If and its operators from any claims, damages, or expenses arising from your use of the Service or violation of these Terms.

10. Modifications

We reserve the right to modify these Terms at any time. Continued use of the Service after changes constitutes acceptance of the new Terms.

11. Termination

We may terminate or suspend access to the Service at any time, without prior notice, for any reason.

12. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.

13. Contact

If you have questions about these Terms, please contact us at our contact page.